Privacy Policy
Effective Date: December 10th, 2025
Last Updated: December 10th, 2025
Welcome to MarketMinute ("Company," "we," "our," or "us"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use the MarketMinute website, application, and services (collectively, the "Service").
By accessing or using the Service, you agree to the practices described in this Privacy Policy.
If you do not agree, please discontinue use of the Service immediately.
1. Information We Collect
We collect the following categories of personal information:
1.1 Information You Provide
- Account Information: Email address, password (hashed), authentication data
- Profile Data: Preferences, watchlist names, user settings
- Support Communication: Messages or inquiries sent to our support email
1.2 Automatically Collected Information
- IP address
- Browser type and version
- Device information
- Cookies and session identifiers
- Pages visited and interaction data
- Referring URLs
Collected via:
- NextAuth session cookies
- Vercel Analytics
- Server logs
1.3 Financial Information
If you subscribe to a paid plan:
- Stripe collects your payment method, billing details, and transaction metadata
- We do not store or have access to your full credit card information
1.4 AI and Market Data
To provide features such as:
- AI explanations
- Smart alerts
- Market summaries
- Watchlist analysis
We process:
- Your selected tickers
- Watchlist data
- Relevant market data
We may send anonymized or partial content to:
- OpenAI API
- LangChain
- Other AI processing providers
Sensitive personal data is never sent to AI models.
2. How We Use Your Information
We use your information to:
- Provide and operate the Service
- Authenticate users via NextAuth
- Personalize dashboards, alerts, and insights
- Improve platform performance and reliability
- Analyze usage patterns
- Process payments (via Stripe)
- Communicate updates and notifications
- Detect, prevent, or investigate fraud or abuse
- Comply with legal obligations
3. Cookies and Tracking Technologies
We use cookies for:
- Authentication
- Session management
- User preferences
- Analytics
- Payment processing
You may disable cookies, but certain features may not function correctly.
4. How We Share Your Information
We may share information with:
4.1 Service Providers
- Stripe (billing & payments)
- Vercel (hosting & analytics)
- Resend (transactional email)
- OpenAI / AI Providers (processing watchlist insights)
- PostgreSQL / Prisma (data storage)
- Market data APIs (FMP, Schwab, etc.)
These providers only access information necessary to perform their services.
4.2 Legal Requirements
We may disclose information if required to:
- Comply with law or legal requests
- Protect rights, property, or safety
- Enforce our Terms of Service
We never sell your personal information.
5. Data Retention
We retain personal data for as long as:
- Your account is active
- Necessary to provide the Service
- Required to comply with legal obligations
You may request deletion of your data at any time.
6. Data Security
We use administrative, technical, and physical safeguards to protect your information, including:
- Encrypted HTTPS connections
- Password hashing
- Access controls
- Database security policies
- Regular monitoring
However, no system is fully secure, and we cannot guarantee absolute protection.
7. Your Privacy Rights
Depending on your location, you may have rights including:
- Access your personal data
- Update or correct your data
- Delete your data
- Request a copy of your data
- Opt-out of marketing emails
- Limit data processing
8. Children's Privacy
MarketMinute is not intended for individuals under 18.
We do not knowingly collect data from children.
9. Third-Party Links
MarketMinute may contain links to third-party websites.
We are not responsible for their privacy practices or content.
10. Changes to This Privacy Policy
We may update this policy from time to time.
Changes will be posted with an updated "Last Updated" date.
Continued use of the Service indicates acceptance of the updated policy.
11. Contact Us
For questions about this Privacy Policy, contact:
MarketMinute Support
Email: marketminuteapp@gmail.com
Last updated: December 10th, 2025